Creating Profit & Loss Statement to Understand your Organization’s Financial Position

Instructor: Vincent DiCara
Product ID: 703662
  • Duration: 90 Min
This webinar will give you a clear understanding of how to analyze and create profit & loss statement to understand your organization’s financial position alongwith the required due-diligence.

recorded version

1x Person - Unlimited viewing for 6 Months
(For multiple locations contact Customer Care)
Recorded Link and Ref. material will be available in My CO Section
Last Recorded Date: Oct-2014

Training CD / USB Drive

One CD/USB is for usage in one location only.
(For multiple locations contact Customer Care)
CD/USB and Ref. material will be shipped within 15 business days

Customer Care

Fax: +1-650-362-2367


Read Frequently Asked Questions

Why Should You Attend:

Lenders and other credit professionals require a fundamental understanding of the information that is contained in Profit and Loss Statements. As one of the two primary types of financial information that most lenders generate, Profit and Loss Statements are an important tool for both businesses as well as lenders and others who analyze the creditworthiness of businesses. In today’s lending environment, making high quality loans is essential. Proper due diligence requires a complete understanding and analysis of Profit and Loss Statements.

Those who attend this program will be taught how to use the information contained in P & L Statements to make quality loans based on an analysis of this information.

The major elements of Cashflow are contained in Profit and Loss Statements. As Cashflow is the primary way in which loans get repaid, a proper and complete understanding of P & L Statements is essential in order to make loans of high quality.

Areas Covered in the Webinar:

  • The P & L Statement: Its Limitations and Challenges
  • Key Financial Ratios: What they do and don’t tell you about a business
  • The Role of Depreciation
  • Sales Trends: How to Analyze Sales and the Composition of Sales
  • Models and Techniques to Increase Clarity in Profit and Loss Statements
  • Overhead Expenses: When are they Excessive?
  • How to interpret and evaluate financial information
  • How to use financial forecasting to make accurate evaluations of proposed projects
  • Understanding Cashflow based on P & L Information
  • How to use cash flow analysis for investing and financing
  • The Role of Non-recurring Income and Expenses

Who Will Benefit:

  • Commercial Loan Officers
  • Branch Managers
  • Credit Analysts
  • Supervisory personnel
  • Members of Boards of Directors
  • Members of Loan Committees

Instructor Profile:

Vincent DiCara has been involved in evaluating and meeting the credit needs of small and medium-sized businesses for over thirty years as a business advocate, lender, credit analyst and trainer. Since 1995, he has been providing expert training for lending professionals throughout the country who work in the public, private non-profit, and private sectors. Mr. DiCara’s training programs have become known for their ability to foster an informal and participatory environment in which students are empowered to learn.

Mr. DiCara was an owner and founder of Development Finance Training and Consulting, Inc. which he established in 2003. Upon leaving DFTC in early 2013, Mr. DiCara established DiCara Training and Consulting, LLC where he continues to provide the highest quality services to his clients in the banking, credit union, and economic development sectors.

In addition to his experience as a financial trainer, Mr. DiCara also provides consulting services to banks, credit unions, economic development organizations and other lenders who require assistance in developing, implementing, monitoring, and reviewing their loan practices and portfolios. He has conducted a number of loan reviews for small-to-medium sized lending institutions who have small business loan clients. Mr. DiCara also serves as a loan practitioner and on a consulting basis provides commercial loan officer services to the Greater Portland Council of Governments (GPCOG), the Portland (ME.) Development Corporation (PDC), and the Kennebec Valley Council of Governments (KVCOG). His specific responsibilities include loan underwriting, liaison to financial institutions, and the structuring of complex financing packages that utilize multiple sources of funds from the private and public sectors.

Mr. DiCara is a graduate of Bowdoin College in Brunswick, Maine and received a Masters Degree in Public Administration from the University of Maine. A native of Boston, Massachusetts, he has been a resident of the State of Maine for more than forty years, where he resides in the Town of Brunswick with his wife of thirty-seven years. He belongs to a number of professional associations and has earned the designation of Economic Development Finance Professional (EDFP) from the National Development Council.

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Refund Policy

Registrants may cancel up to two working days prior to the course start date and will receive a letter of credit to be used towards a future course up to one year from date of issuance. ComplianceOnline would process/provide refund if the Live Webinar has been cancelled. The attendee could choose between the recorded version of the webinar or refund for any cancelled webinar. Refunds will not be given to participants who do not show up for the webinar. On-Demand Recordings can be requested in exchange.

Webinar may be cancelled due to lack of enrolment or unavoidable factors. Registrants will be notified 24hours in advance if a cancellation occurs. Substitutions can happen any time.

If you have any concern about the content of the webinar and not satisfied please contact us at below email or by call mentioning your feedback for resolution of the matter.

We respect feedback/opinions of our customers which enables us to improve our products and services. To contact us please email call +1-888-717-2436 (Toll Free).

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